Product Manager (Credit & Risk Engineering)

• Float is building the future of Canadian financial services — scaling a credit business powered by modern, innovative underwriting and monitoring infrastructure that will unlock new digital-first credit and financial products for Canadian businesses • Fraud detection, AML compliance, payments operations, and dispute resolution already run on this decisioning backbone today • What’s missing is a single owner • As the founding Product Manager for Credit & Risk Engineering, you’ll turn this shared decisioning and monitoring layer into a truly owned product: fast, accurate, and relentlessly efficient as volume scales • You’ll sit at the intersection of Float’s credit roadmap and growth funnel, sequencing a small engineering team across real infrastructure debt and a flagship new build — the FlexLine decisioning engine — while ensuring the systems you own keep Float’s day-to-day risk operations safe and scalable • Own the roadmap and sequencing for the Credit & Risk Engineering squad across three domains — starting with the trade-off between paying down risk infrastructure debt and building the FlexLine decisioning engine • Own the decisioning and automation systems that drive KYB/KYC approval speed and accuracy, delivered so Float’s risk operations team can hit its approval-time targets • Own the tooling behind fraud detection, AML compliance, payments operations, and dispute resolution — daily infrastructure the company already depends on • Own risk decision operating cost per account as your team’s primary efficiency metric, proving the systems scale without proportional headcount growth • Own the in-app credit experiences — applying for credit, viewing balances and limits, setting up repayments — and their target speed, in support of Float’s credit product roadmap • Be the standing source of truth on where the credit product roadmap ends and credit-engineering scope begins, in ongoing partnership with the GM of Credit Benefits • Competitive coverage of medical, dental and vision insurance for employees • Education & learning stipend for personal growth and development • Flexible vacation time • Work from home stipend to help you succeed in a remote environment